Lokyata ExcelRate
A high-performance, real-time credit decisioning system for better lending decisions.
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AI-Driven Risk Engine
Proven and tested cutting-edge model development pipeline.
Leverage ANY data
Integrate and orchestrate traditional and alternate sources.
Prebuilt, tested and approved data connections.
Bank Transactions, Bureaus, Accounting Systems, Bill Payment.
Much more than a Credit Score
Get a full lending decision and not just a score. Includes Loan Eligibility, Borrower/Entity Score, Sub-Scores, Confidence Indicator and a full suite of risk-based loan features.
Multidimenstional Customer Profiles
Lokyata's platform creates unique and comprehensive profiles for every single borrower or entity using any available data.
Profiles get richer with new data sources and repayment information.
Get started with better Lending Decisions.
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Lokyata Insights
Continuous Monitoring
Tailored Dashboards
Actionable Insights