Your Path to Sustainable Growth

AI Driven | Lending Decisions | Analytics | Engagement

Our Impact

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Loans Scored

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Customers Impacted

Build digital lending solutions that scale.

Lokyata provides the first AI platform as a managed service for lending decisions, analytics, and customer engagement. We help you build a data and product strategy for scalable digital lending then help you execute your strategy using our platform.

Lending Decisions

Many providers give a credit score and ask you to figure out what to do with it. We calibrate a lending model to your unique business goals, optimizing for growth, credit risk, and customer experience.

Analytics

Stay on top of your portfolio with AI-driven customer profile analytics, real-time monitoring, alerts, forecasting, compliance, portfolio and loan level actionable insights. Web and mobile platform is available 24/7.

Customer Engagement

Stay in touch with your customers with personalized communication. Nudge behavior, recommend products, and drive loyalty/rewards programs with AI-driven customer engagement.

Go where others can’t.

Lokyata has decades of experience helping lenders grow in data starved environments. Leverage alternative data and our AI platform to reach new markets where customers have no credit history or formal financial data.

Understand and explain.

Our platform helps you understand your customer and engage them throughout their lifecycle. With our proprietary transparentAI, you can dive deeper and see why lending decisions are made and which factors increase or reduce risk.

Plug in easy. Rest easy.

We provide REST APIs for integration to our platform; little IT expertise needed from your team. All data is anonymized and stripped of personal information before it reaches our platform. We always put data security and privacy first.

Fair, responsible lending.

Contrary to popular belief, algorithms can be prejudiced. Ours aren’t. We ensure our lending models always comply with fair lending practices and help you monitor and immediately flag any potential issues.