Say “Yes” to more borrowers with our AI-powered platform.


AI-powered Digital Decision Platform for credit underwriting decisions. Connect to all data sources, analyze performance, and improve KPIs.


Real-Time Automated Instant Bank Verification and Cashflow analyzer for informed Credit Decisions


Real-time Identity verification and Fraud Intelligence for financial transactions.

Powering these financial verticals.


Mid sized banks lending to small businesses and individuals for personal and auto finance

Non-Banking Finance Institutions

Non-banking finance institutions providing personal/consumer/auto and business loans to low and moderate income borrowers

Installment & Online Lenders

Online lenders providing personal/consumer loans to low and moderate income borrowers

Credit Unions/CDFIs

Providing loans to low and moderate income people and communities

Impacting thousands of borrowers every day


Loans Scored


Loans Disbursed


Customers Impacted

Lend with confidence.

Data Strategy

Leverage our proprietary framework with predictive indicators

Custom AI Models

Goal-focused custom AI model for each loan product and segment


State-of-the-art transparency techniques.

Managed Services

Monitored in real-time and controlled fine tuning to constantly improve performance

Here’s what our customers have been saying about us.

We are delighted to let anyone know that our partnership with Lokyata has been amazing. Over the past few months, Lokyata created custom AI models for our eCommerce Lending Platform combining traditional and multiple streams of alternate data that were available in the Philippines ecosystem. The models provide real-time lending decisions that enable us to complete assessments and disbursements within minutes.

Kamil Charazka

Chief Financial Officer / Co-founder


We are incredibly happy to have partnered with Lokyata to develop our Lending Decision Engine. We chose Lokyata from other providers in the market as they stand out with their strategy-driven and tailored approach. Lokyata’s Explainable AI platform builds custom models that help clients like Peseva to accelerate Digital Lending with ease.

Sukhjinder Singh Ghotra

Founder & CEO


Discover a better approach to underwriting.

or call +1 202 355 9480